The bank was not happy with the Wall Unit heater and would not approve the loan unless something was done about the heat. The seller had to come down considerably from the asking price because of the appraisal so we decided to address the heating issue. With the help of our realtor we hired an electrical contractor to install electrical baseboard heaters in the two bedrooms and bathroom and to fix a few other electrical issues that were found in the inspection. All total it cost us $675. There was some heated discussion for sure between me and the bank but in the end we just wanted to close the deal and it was something that was going to have to be done anyway.